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Liam Croke - Making Cents

Making Cents: How to spend your year end bonus

IT’S that time of year again, when year-end bonuses have been, or are about to be announced. (If you get one) And before it lands in your account, it’s important to put some thought into what you should do with some of it, and how you can optimise ...

23 Dec 2021 at 14:00

Columns/Opinion

Making Cents: To fix or re-fix that is the question

Leo Varadkar has warned that interest rates are likely to increase in 2022 and we should prepare for that eventuality. And I think people are beginning to take notice, because the biggest question that’s arriving in my inbox at the moment is from ...

02 Dec 2021 at 14:00

Liam Croke - Making Cents

Making Cents: Your money questions answered

THIS week I’m going to devote my column to sharing with you a sample of questions I received from readers over the past couple of weeks and the answers I gave to each. Question Liam, I’ve been offered a transfer value of €111,540 in lieu of a ...

09 Dec 2021 at 14:00

Liam Croke - Making Cents

Making Cents: Bridging the income gap for early retirees

OVER the past six months, I’ve had many meetings with people where their opening line began as, I want to retire earlier than planned, how can I make that happen? The pandemic has not just worn everyone out, but it looks like, from a ...

11 Nov 2021 at 14:00

Liam Croke - Making Cents

Making Cents: Hidden horrors of personal finance

Forget about The Shining, The Exorcist, Candyman or Friday the 13th, if you want to look at something that will frighten the life out of you, take out your bank statements or log on and have a look at what you’ve been spending your ...

04 Nov 2021 at 14:00

Liam Croke - Making Cents

Making Cents: Watch out - iceberg costs ahead!

There’s a concept known as the Iceberg Cost, which gets its name from an iceberg, where the total cost of something might not be evident at first. There’s an additional cost below the surface, that we hadn’t planned for or thought ...

18 Nov 2021 at 14:00

Liam Croke - Making Cents

Making Cents with Liam Croke: Local Property Tax changes 2021

Property tax was first introduced in 2013 primarily as a revenue generating exercise post the financial crash. The idea behind it was, that every three years’ valuations would be revised, and the subsequent cost would change. ...

28 Oct 2021 at 14:00

Liam Croke - Making Cents

Making Cents: Why it’s important to take notice

14 Oct 2021 at 14:00

Liam Croke - Making Cents

What to do with a pay rise (part 2)

IN last week’s article, we focused a little bit on the future, but now I want to look at what you should do with a pay rise if you are currently in debt and/or if your savings are low. [articlepreview id="670207" ...

07 Oct 2021 at 14:00

Liam Croke - Making Cents

Making Cents: What to do with a pay raise

I’VE just received a promotion and my salary has increased, and I was wondering how much of the raise, can I spend and how much should I save? Is a question I’ve been asked a number of times in recent weeks. And ...

30 Sept 2021 at 14:00

Liam Croke - Making Cents

Do you have too much cash?

THE personal savings rate in Ireland is about 31%, which means on average, nearly a third of our gross disposable income is going unspent. Because of Covid there was a slowdown in consumer spending, so much so ...

23 Sept 2021 at 14:00

Liam Croke - Making Cents

Making Cents: How to best manage our finances post Covid-19 (Part 1)

I think it’s fair to say, that Covid 19 is an event that will change the way we think and act about money forever. Lockdowns, business closures, working from home, online shopping, pandemic unemployment ...

05 Aug 2021 at 14:00

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