The New Year’s resolutions that could save you thousands of euro in 2026

A number of New Year’s resolutions could save Irish consumers thousands of euro in 2026.

That’s according to the Central Statistics Office (CSO), which has examined the financial implications of popular resolutions made in Ireland.

Many Irish people resolve to get fit and healthy, and this tends to involve looking at things we can give up.

In some cases, those who stick to their resolutions can end up making huge savings.

For example, someone who smokes a packet of cigarettes a day will save themselves €575.36 if they give them up for the month of January.

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If they quit cigarettes for the full year, there could be potential savings of at least €6,700.

Meanwhile, those who look to cut out alcohol and partake in ‘Dry January’ could make savings of approximately €95.

With the cost of eating out continuing to increase, changes in dining habits could also lead to significant savings.

The same can be said for takeaways, the cost of which has increased by 30 per cent over the past five years.

Those looking to reduce their coffee intake could also save some money, with the cost of a takeaway coffee having risen by 7 per cent over the past year.

After coming through the costly Christmas period, households often shift their financial focus to better budgeting and reducing expenditure in a bid to increase savings.

Households saved almost 14 per cent of their income in the first three months of 2025 or approximately €1 out of every €7 of their disposable income.

With dark January nights ahead, many households start to dream of the sun and plan their summer holidays.

Irish residents took more than 4.6 million outbound overnight trips in July, August, and September 2025.

However, with rising costs, achieving your New Year’s resolutions could go a long way towards booking that dream trip away in 2026.