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20 Sept 2025

Responding to rising land prices in Co. Limerick: Cultivate's farmer-friendly finance

Responding to rising land prices in Co. Limerick: Cultivate's farmer-friendly  finance

As farming in Ireland becomes more sustainable, Cultivate Credit Unions are ready to support farmers who need to purchase land, adopt new green technologies or upgrade farm machinery.

Over the last five years, agricultural land prices have increased by one third in the Republic of Ireland – according to last week’s Irish Farmers Journal land price survey.

Perhaps more staggering is the price volatility such as in County Limerick where land prices have increased by 47% for the same period.

Two of the key driving forces behind this surge in demand are:

- Dairy farmers looking to buy or lease land due to tighter nitrates rules.

In very basic terms, some dairy farmers need to buy/lease more land or reduce cow numbers to comply with the new nitrates rules.

- Higher forestry planting targets

The Government’s climate action plan targets a forestry cover of 18% by 2050. As farming in Ireland becomes more sustainable, Cultivate Credit Unions are ready to support farmers who need to purchase land, adopt new green technologies or upgrade farm machinery.

“We here at Cois Sionna Desmond Credit Unions understand the critical role farming plays in generating economic activity in towns and villages throughout rural Ireland,” said Patrick Ranahan of Cois Sionna Desmond Credit Union (pictured below).

“We continue to innovate by offering farmers Cultivate loans which are designed to support the growth and development of their farm business which includes the purchase of farmland,” he added.

Cultivate Credit Union's Farming Loans: 

- Farmers do not need to be an existing credit union member to avail of a loan

- Unsecured funding of up to €75,000 over 10 years

- Quick and easy application process

- Competitive interest rates tailored for the farming sector

- Flexible repayment plans that makes sense for the farmer

- Farmers do not need to be an existing credit union member to avail of a loan

- Unsecured funding of up to €75,000 over 10 years

- Quick and easy application process

- Competitive interest rates tailored for the farming sector

- Flexible repayment plans that makes sense for the farmer

Phone: 061 392237   

Wesite:  csdcu.ie

Email: memberservices@csdcu.ie 

*SPONSORED

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